One call — POST /v1/score, before you invoke the model — returns a calibrated 0–1 risk score, a tier, and up to three human-readable reasons. It scores across three layers built from the account's own history:
The three layers combine into one calibrated verdict, not a pile of raw signals — an account that trips cost, network, and behavior at once scores far higher than one with a single odd spike. That keeps false positives off your real power users while the genuine reseller rises to the top of the queue.